Effective 1 January 2014, numerous increases in the reference values for statutory health insurance and social long-term care insurance are scheduled:
- Increase in the annual income threshold (compulsory insurance limit) for statutory health insurance to EUR 53,550 (2013: EUR 52,200)
- Increase to EUR 48,600 (2013: EUR 47,250) for employees who, as of 31 December 2002, were exempt from compulsory insurance due to exceeding the annual income threshold in effect at that time and were privately insured. This threshold is used to determine compulsory insurance status.
- Increase in the contribution assessment ceiling for all members of statutory health insurance to EUR 48,600 (2013: EUR 47,250).
- Increase in the reference value used for many social insurance calculations (e.g. for determining the minimum contribution assessment basis for voluntary members of statutory health insurance) to EUR 2,765 per month (2013: EUR 2,695). This also applies to social long-term care insurance.
Frequently asked questions
Frequently asked questions
What is the annual income threshold for statutory health insurance (GKV) from 2014?
As of January 1, 2014, the general annual income threshold (compulsory insurance limit) in the statutory health insurance system rises to EUR 53,550 per year. In 2013, it was still EUR 52,200. Employees whose income exceeds this threshold may opt out of the statutory health insurance.
Which special annual income threshold applies in 2014 to existing PKV policyholders from 2002?
For employees who were exempt from statutory health insurance and privately insured on 31 December 2002 because their income exceeded the annual income threshold then in force, a special threshold of EUR 48,600 applies from 2014 (2013: EUR 47,250). This threshold is decisive for determining compulsory insurance status.
What is the contribution assessment ceiling in the statutory health insurance (GKV) for 2014?
The contribution assessment ceiling in the statutory health insurance will rise to EUR 48,600 per year as of 01.01.2014 (2013: EUR 47,250). Up to this amount, contributory income is used to calculate contributions in the GKV.
What is the social insurance reference value for 2014?
Effective 2014, the reference value (Bezugsgröße) rises to EUR 2,765 per month (2013: EUR 2,695). It serves as the calculation basis for numerous social insurance figures, such as the minimum contribution assessment basis for voluntary members of the statutory health insurance (GKV), and also applies to the statutory long-term care insurance.